Finance, Forex and Investments

Indian Banks Knowledge Base

Does Indian banks buy back the gold coins sold by them? Hi, I am planning to buy some gold coin for investment purpose. To make sure of purity, I am planning to buy from Banks. As its investment purpose, I will be selling it after I gain handsomely / in emergency. So does anybody know - which Indian Banks buy back the gold coins sold by them?
Are Indian banks and insurance companies allowed to invest outside India? Are Indian banks and insurance companies allowed to invest outside India? Couldn't find much information on this, so any links etc will be helpful. Thanks.
Is it a good idea to Invest the money in Indian banks as they are offering better interest rates? I am in Australia at the moment and i have spare Australian cash which i would like to invest. I thought Indian banks are giving better Interest rates compared to banks here. What are the advantages and disadvantages of doing that?. I dont want to open up an NRI a/c because it involves lot of procedures.
Can you take two simultaneous education loans from Indian banks? I need Rs. 32 lakhs whereas the upper limit in most Indian banks is Rs. 15 lakhs. So can I take out 2 loans at the same time?
can i get a list of financial IT firms providing treasury software for Indian Banks? i would like the details of the companies doing the development,implementaion and coding for treasury software for indian banks. treasury software would include Fixed Income securites,mutual funds,Equities,etc the top most includesI-flex,TCS,Wipro but i need more names. i hope some one answers my questions.
Why are Indian Banks being less affected by the crisis? Bank around the world have been intervened by governments, why are Indian banks so financially healthy? Where can I find articles that address this issue? I would really appreciate if anyone can provide me with links to articles about this.
how can i return buyers' money ? I have verified and debit card added ( both with indian banks) paypal A/C? I have verified and debit card added(both form indian banks) paypal account. I am to start ebay selling and i have no money in my paypal account. How can i return buyers' money in case it need?
What is happening to indian PSU banks? The world recession is almost over,according to american economists and fed officials.The american banks are back in with a bang.But the Indian banks are still now procrastinatingg their meagre 17 percent increment decision.Are the bank unions fininshed? Or simply they want to milk employees for their won motive? What they are doing?
What is the credit ratings of banks(Indian banks) ? What is the credit ratings of banks(Indian banks) ? Who provide credit ratings to banks. Do the banks provide credit ratings to any customer or any company. Please let me know in detail about these credit ratings.
Which Indian banks are supported by PayPal? I have a paypal account . I would like to link my bank account with it. Can i get a list of Indian banks supported by paypal? I tried looking on the site but couldn't find it.
Does indian banks sanctions loans for indian citizends working outside India? Does indian banks sanctions housing loans for indian citizens working outside India? If yes then what are the criteria and documentation required for housing loan ?
What are the charges of Lockers in Metro areas of Indian banks? I want to know the charges of locker facility in Indian banks in metro area of Delhi. Please tell me which bank charges the lowest in giving locker facility to its customers in Delhi, India.
Have Indian banks appointed agents to sell recurring deposits? I recently met someone who claimed to be from a company that collects recurring deposits for Nationalised Indian banks.He said they will first open an account for me in a bank & keep a box in my shop. I am to deposit any amount daily in the box. at the end of the month they total the money in the box, put THEIR money in the RD account at the bank, show me the bank receipt & then take the money from my box. is this a scam or is this for real?
Which Indian banks are having branches in Denmark? Which Indian banks are having branches in Denmark?
Indian banks and their interest percentage? My uncle has about a 10,000,000 rupees (1 crore) and he wants to put it in a bank, how much will he earn in interest money per month? Which indian bank gives the highest interest rate?
How interest rates are decided by the Indian banks? The rate of interest which banks give to their customers & the rate of interest for the loan taken by the customers, how it is decided?
Which are the Desi / Indian Banks in Canada? I know that ICICI and SBI have a few branches in Canada. Are there any other Indian banks that have branches in Canada?
can anyone name indian multinational banks? not the foreign banks like HSBC, ABN AMRO, CITI BANK ETC. but indian banks who have gone abroad/inetrnational like HDFC,ICICI, SBI i am aware of these three but are there anymore? Thx.
Which Indian banks give credit cards without having an account there? Hi, Like I said, I'm looking for a credit card fast, from banks that don't require me to open an account there and hold for 6 months to 1 year. Is there any bank left that provide credit cards to non-customers if their credit report is good.
can i write indian banks po exam with australian bachelors degree? can i write indian banks po exam with australian bachelors degree?
How to change address in indian banks if you are living overseas? My mother and brother who used to live in Gujarat have moved to Chennai. Some of my mutual fund statements are still coming to the Gujarat address. I did the investments using HSBC India as the broker and spoke to HSBC India about changing my address from Gujarat to Chennai in its records. The bank states that they need Chennai address proof before they can do it and lease agreement will not work. I am living overseas so what address proof can I obtain?
How to open a business bank account in Indian banks, without having a registered business? I want to open the business account with a business name(and not with my real name) Banks in USA,UK allow you to open a business name account even if you don't have a registered business. But when I asked in SBI here, they are asking for the business registration documents. Is there a solution to this problem?
what type of questions ask in indian banking exam? any specialised course to get job in banks? Hi, I like to go in (india) banking industry, please anybody tell me how to start?what type of questions they ask? is there any course which can help me get banking job?any site?any question papers asked by icici bank or any bank? time limit to completet paper? etc....please tell me.....Thanks in advance.
What is the role of a probationary officer in Indian Banks? I would like to know who is eligible, what is the job profile and what kind of growth can be expected
What are the different types of bank accounts in the Indian Banks? Name them with a little information about them
What Are The Top 10 Banks of Indian Origin? My last question regarding the top 10 banks in India was misconstrued. I want to know what the top ten "Indian" (not foreign) banks are in India. Thus, not banks like HSBC and Citi, but banks like ICICI. Thanks
Can some one suggest if an american of indian origin staying in USA can open an account in indian banks ..? The indians who get a share of their ancestral property have to deposit here and then transfer to American banks.What are the legal and financial rules and regulations.The websites are not so clear.Someone who actually handled this please guideme.Thanks in advance.
Are funds in Indian banks insured? Are funds in Indian banks Resident & Non-resident accounts insured? If yes, upto what amount? Where can I get more details on this fact.
How much Indian black money in Swiss Banks ? Bring back Swiss bank money? 1.Swiss black money can take India to the top 2.Swiss Bank has agreed to disclose the Indian Black Money 3.Supreme Court: Govt should target black money hoarders.. Black money in foreign banks amounts to plunder of nation: Supreme Court The Supreme Court today expressed displeasure over the government's reluctance in coming forward with full information on the black money stashed by Indians in foreign banks
What deposit amount is secured in Indian government undertaken banks? For upt o what amount In Indian government undertaken bank is secured for a depositor in the event of brankruptcy of that particular bank for eg. if a depositor having 10 lakhs in bank of baroda as FD and in few months the bank is brankrupt how much will the bank will return to the depositor? since this bank is govt. undertaken.
will interest rates of term deposits in indian banks increase by next month? Now its 9.25% . Is there a probability of increasing ?
do americans know that presently indian banks are stronger than the american banks? state bank of india for example is recruiting personnel in huge numbers while it has given tremendous profits in its last financial report.it surely seems that india has outsmarted america in the banking department.
why indian banks are headache? I find Indian Banks are truly unresponsive and does not take any responsibility in resolving issues related to customers. Like CIBIL, ICICI, HDFC all go in same wavelength and does not care about customer complaints, nor they are any more interested in clearing pending issues once full balance amount is received from the customer. Its really horrible to manage with `indian `banks.
whether indian based banks will recruit emplloyees[clerk] for their overseas branches[singapore] from india? i need work in indian bank singapore branch.i am a indian national.wheteher it is possible?,if so how could i apply for it?
Why the Indian Government is not bringing back the more then 70,00,000 Crores INR black money in Swiss Banks? Reports says more then 70,00,000 Crores Indian Rupees in Swiss Bank . More then Half (50%) of the Total Worlds black money is from Indians in these Banks. Whose money is this? Still then why the politicians are not bringing the money back to India? Which party is responsible for This? What should the people of India do? Can this money be utilised for the benefit of Poor Public of India? What steps can be taken. Suggestions highly welcome
Why policy of Whistle Blowers is not success in Indian Banks? Central government announced policy of protection to whistle blowers to improve vigilance administration long back. It is remarkable to say here that whistle blowers are those working staff who secretly report to CVC about the corrupt practice such as bribe based lending or commission based contractual work or purchase of goods and services of his higher authority or his colleague. According to this policy Central Vigilance Commission (CVC) is authorized to receive written complaints for disclosure of any allegation of corruption, misuse of office, abuse of power and recommend appropriate action. Every Public Sector undertakings including banks also announcd similar policy advising staff not to be silent spectator of corrupt practice in the office or branch they work. Inspite of such policy announcement and subsequent reminding circulars for the same there is no actual response from staff working all over India. It is an open secret that cancer of corruption is all pervasive and widely rampant in all offices and branches.Still honest staff thinks it wise to be silent spectator of all unhealthy and unjustifiable actions of powerful persons inspite of the fact that bank management tried to convince whistleblowers by saying that staff can submit such complaints of allegation of corruption in writing in a sealed cover directly to CVC without any fear of repercussion. Rather bank management has announced incentive scheme for such whistle blower. Corruption as a matter of fact includes not only giving bribe or commission. Higher management or powerful bosses can indulge in various other types of corrupt practice which induce and inculcate unhealthy practices in offices and branches they control. Whimsical posting , whimsical promotions of yes-man and flatterers superseding so many talented workers and arbitrary transfer by higher authorities are carried out without any hindrances from any corner. Higher authorities can do so by using powers of discretion given to them in promotion policy by way of interview and in transfer policy by showing exigencies of bank’s work. ‘ Any officer who creates impediments in the path of corrupt bosses in earning bribe and commission or in getting golden gifts or in getting red carpet welcome in five star hotels from his yes men serving in branches and offices under him is very easily removed . Any worker specially an officer who is a considered would- be whistle blower, a prospective complainer of evil works of executives, he or she may be transferred to such a critical place that his or her family life and social life becomes hell. Bank management has power to make an officer as Branch Manager (apparently incentive but practically a punishment) and post him to such a remote place that he cannot visualize even peaceful living of his or her family. Such honest and talented officers are transferred from one corner to other extremely far located other corner even violating normal transfer policy. Such honest officers will not be sanctioned leave when they desire. Even slightest mistakes of such honest and prospective whistle blowers are viewed seriously by corrupt team of officers in controlling offices and they are rebuked , humiliated before a gathering and what not until they feel isolated, frustrated and attain a position of depression. On the contrary officers who are yes-man and flatterers of corrupt bosses, who earn bribe and share with bosses, who extend five star welcome to bosses, who on the excuse of inauguration or a function call the bosses and offer costly gifts are given choice posting , quickest promotion and given whatsoever they desire. Actions of almost all executives demonstrates that they like those officers who earn money and gifts through lending or purchase of goods and service and honestly share with bosses called as executives. Rather such corrupt team of executives award junior level corrupt officers not only by giving them cream posting and unusual and abnormal promotion but also praising them before the mass gathering. Obviously policy of incentives for whistle blowers introduced by corrupt team of executives sitting in top posts becomes a laughing stock for ground level honest officers.
how indian banks borrow from goverment? and can u tell me how banks investment structure are?
is alertpay cheques accepted in indian banks,if so plz give bank details? is alertpay cheques accepted in indian banks,if so plz give bank details,i want to deposit my alertpay cheque in either ICICI or HDFC banks. which is better(means easy process)
I am 30 and have 3 years credit analyst exp in largest indian bank, would major intl banks be interested in me as credit analyst. After three years as credit analyst i was moved to Frankfurt for retail banking since last 7 months, since my company had a vacancy and i took it, being a better paying Frankfurt position. However,I think i am more of a credit person and want to work as a credit analyst in a big bank. Considering this gap in my experience, are they going to be interested in me?
Are any Indian Banks operating in Dammam / Saudi Arabia? I am moving to Dammam KSA and would like to know if any Indian Banks are operating there
What are level seven courses for which Indian banks provide loan.? Whether Advance diplomas can be qualified as level seven course for which loan can be availed from bank. My son has got offer letter from a college for a Post graduate programme which is named by the college as Advance diploma and the eligibility for admission is either Post secondary diploma with experience or the degree. So can any body tell me whether this programme can be considered as level seven programme which qualifies for a loan from indian banks.
the rates of interest for savings bank account in different indian banks? a would like to find the perfect website which offers to me a list of the various rates of interest for savings bank account in different indian banks
Stability of Indian banks in present situation? Condition of Indian banks at present
Can Banks in India, lend to person of foreign origin, who is working in India on the Indian work permit ? Whether Foreign Exchange Management Act of India (FEMA) prohibits the Banks from extending financial assistance to person of foreign origin working in India on the work permit issued by the Ministry of Immigration. If not, under the circumstances can he avail of loan jointly with any indian national?
What Are The Top 10 Banks of Indian Origin? My last question regarding the top 10 banks in India was misconstrued. I want to know what the top ten "Indian" (not foreign) banks are in India. Thus, not banks like HSBC and Citi, but banks like ICICI. Thanks
what action will be taken by Indian banks in case of non repayment of loans.? like industrial loan, non repayment of installment, interest on borrowing,keeping account as Non performing Assets, that case what action.
TAX DEDUCTION AT SOURCE FOR INDIAN BANKS? what is the maximum amount that one can have as a fixed deposit before the TDS is charged in Indian banks. and what is the maximum interest one can avail from bank with out TDS ( Tax Deduction at Source)
IBAN numbers for the Indian Banks? What is the IBAN and Swift code number for Indian Bank?
am NRI and having NRO fixed deposits in Indian banks. i have submited 15G form to avoid TDS? I am NRI and having NRO fixed deposits in Indian banks. i have submited 15G form to avoid TDS but I have never file any income tax before nor i dont have any PAN, what are its implications and how can i proceed?
What percentage of Indian Population has access to banks? Or the same can be rephrased as what percentage of villages in India do not have Banks?
Interest Rate for Fixed Deposit (Monthly Regular Income) in Indian Banks? What is the interest rate for monthly income fixed deposit scheme in Indian Banks. Please I only need answers pertaining to Indian banks and not Post Office Monthly Income Schemes (MIS)
plz tell me about reverse mortgage in indian banks? Can the borrower get lumpsum amount ie. if the borrower want lumpsum amount of 3 lakh would he get it? or get only in monthly/quarterly/yearly ? and can he make repayment by monthly instalment immeadiate after sanctioned the loan .....Plz reply
How to change US Dollars in an Indian Bank? I have 5000 US Dollar and I am an NRI and now on holidays. If i would like to change this money from an Indian Bank, what are the formalities, what are they papers the Bank will ask for changing this money. If any one has changed money in Indian Banks, please let me know.
Why are Indian Banks being less affected by the crisis? Bank around the world have been intervened by governments, why are Indian banks so financially healthy? Where can I find articles that address this issue? I would really appreciate if anyone can provide me with links to articles about this.
How to change US Dollars in an Indian Bank? I have 5000 US Dollar and I am an NRI and now on holidays. If i would like to change this money from an Indian Bank, what are the formalities, what are they papers the Bank will ask for changing this money. If any one has changed money in Indian Banks, please let me know.
Can i deposit a cheque by fax in my Indian Bank account? I am not sure if indian banks take cheque by fax? I have account in around 7-8 different Indian bank account and i want to know if they can accept such cheques that i recieve from my US clients?
How to Transfer the money from liverpool @ united kingdom to indian bank? Dear Friends, I am Sundar. I have a problem. I have to transfer the money from Liverpool bank to here Indian Bank. The bank of liverpool asked SWIFT Code and IBAN No. When i asked the local bank of india they gave me the SWIFT Code only. They told me there is no IBAN No for their Bank. If i give the SWIFT Code only, Can they transfer the money to here. Please help me to solve this problem. Thanks Very Much. S.Sundar
Which Indian bank has the lowest TT selling rate? I want to know which Indian bank has the lowest TT(wire transfer/outward remittance) for Singapore Dollars? I want to send money to Singapore and looking for the bank which gives the lowest rate.
How Can Indians Add Funds To Their PayPal Account Using Their Indian Bank Accounts? How to add funds to paypal account using indian bank account, can i add funds using indian debit card, if yes then which and all bank's debit card is accepted...????
How to deposit a US Check in any of the Indian Bank? I Received a US check of $17,275 How can I deposit this check to any of the Indian Banks What are the procedure
In time of recession is it safe to go for special deposit schemes being offered by various Indian banks??? especially how safe is canara bank????? shud i go for 1000 days scheme from SBI @10.5% or 500 days scheme from Canara bank @10.5%?
No one Indian Banks do not offer online purchase via Debit Card or ATM Cards.... .why? But I can made online purchase via Credit cards. Also Indian banks do not give Credit cards for Students. So I am afraid of Indian Banks. As I am a Student, Is ther any possibilities to get a Credit card? or Is there any Indian Banks offer online purchase via Debit or ATM card....?
how collect money form indian banks ? i have cheque of $ 500 and i want collect money from indian banks ? is it necessary to have back account from which i collect money/ is SBI bank will give cheque's amount indian rupee ? please tell me what should i do for it ? i want answer from indian people ,,
Marketing Strategies of Indian banks? I want to do a comparatine analysis of marketing strategy of any two Indian banks. If I get marketing strategy of any Indian bank it wud be gr8
Do Indian Banks give educational Loan for Piloting training / course to be done in INDIA or Abroad? Piloting is the todays increasing requirement. Young boys after their initial Aircraft courses would like to do Piloting. For that the educational expenses is the bottleneck. Hence I want to know whether Indian Banks will give Educational Loan for the Piloting course in India or Abroad. How much will be the approx. Expenditure for piloting courses .
TDS on interest earned on deposits in Indian banks? Hi, I understand that the RBI has raised the exemption limit for TDS provision on interest earned on fixed deposits in Indian banks from Rs. 5000 to Rs. 10000. If I understand it correctly, if the interest earned by me on deposits in a bank exceeds Rs. 10000; then tax will be deducted (unless I fill out the required form). My question: 1) Is my understanding correct? 2) Which form to fill out? 3) Does the interest just have to be on fixed deposits (or does interest earned on savings account also count towards the limit of Rs.10000) e.g: If I earn Rs.8000 on interest on FD's and Rs.3000 on interest in my savings account (total interest = Rs.11000), does TDS apply? Thanks
Indian Banks PO exam notifications? Hello Everybody, can anyone please suggest me where can i find Bank PO exams notification dates in india....Indian banks - bank wise ...any other information would be great.
When would the banks start lending to corporates in India again? Although all of the Indian banks are sitting on enough liquid cash, they are still not lending. If they do lend, interest rates are as high as 14-27% ! How much time would it take for it to get comfortable or at least better for the Indian corporates?? Thanks in advance!
I am NRI and having NRO term deposits in Indian banks. Can I submit 15Gform to avoid TDS.? I am NRI and having NRO term deposits in Indian banks. Can I submit 15Gform to avoid TDS. If yes how can I fill 15G form, can you please sent me a sample filled form. Or if TDS is deducted how I cas file return. what are the requirement. What should the bank will issue me to file return. I have never file any return in in the past neither submitted 15G form. Thank you.
a good web site or a book or you can send me a file regarding accounting procedure followed in indian banks? step by step procedure followed in credit , forex operations, branch operation ( from transaction to daybook to balance sheet )
If Indian banks go bankrupt, am I insured? 1. If Indian banks ( both nationalised state banks and private Citibank,ICICI) go bankrupt, how much amount will I be insured for as per RBI ? Are term deposits insured too? ( upto wht amount)? 2. Since this is India, does RBI have any laws for limiting time period to recover the money ?
Is there any chance of Indian Banks, Private or Public going into bankruptcy? Is there any chance of Indian Banks, Private or Public going into bankruptcy? There is rumour of some private banks like ICICI Bank going bankrupt. Thank You Ankush Wadhwa
materials on SBI or Indian banks Internal Promotions? Any site or yahoo groups sharing with materials on SBI or Indian banks Internal Promotions. Pls reply. Thankx.
i am a 32 year medicine graduate.which indian banks can offer me a study loan to pursue post graduation? i have done B.Sc , then m.b.b.,s . with 2 years of experience . i have got admission in a post graduate course but my age now stands at 32 . i need a loan ammount ranging from 1 to 2 lakhs with a capacity to either give collaterals or a third party assurance.am i eligible to get a study loan ? if yes from which banks.kindly advice .
indian nationalised banks in karnataka mis-used the state funds(crores) at their whims & fancies.recovery pl? indian nationalized banks in karnataka mis-used the state funds in terms of crores of rupees. the bankers paid the state pension amount to selected category pensioners more than the pension rate. this mad finance payment is still going on. expenditure is to state govt.still bankers are not caring about their andha-dundha (blind-expenditure) payments.bankers are not paying at thier cost. but at the cost of karnataka state . can any body curtail this bad payments and recover it from the bankers.? it is public money. bankers are playing with public money. no value for accountant general report. still bankers are drawing pension for deceased persons/double payments/un concerned persons etc., at govt,cost. it is in terms of crores. can any body prevent it?
fixed deposit from indian banks for applying newzealand student visa? i am going to apply for newzealand student visa i like to know is the fixed deposit from punjab national bank is valid or not (it is recoganised by newzealand visa officers?) if any 1 knows abt it pls tell.
students loans from Indian banks for Indians studying abroad!? Are there any banks in India that offer student loans for Indians studying abroad? if yes, then which banks and what is the criteria fr this? I have no clue and any help would be greatly appreciated!! any smart ideas out there??
Will there be an enquiry if a huge amount of money is transfered from abroad to my indian bank account? My uncle was deceased in the year 2006 in germany.He was Unmarried Business Man.He don't Have any body otherthan our family.His lawyer contacted me inorder to transfer his bank balance to my bank account.
Pls explain whether I can withdraw money to indian bank a/c from paypal? i have a paypal account.Is it possible to accept money from other countries to paypal indian account? Is it possible to withdraw the money in my paypal account to indian bank account? If i do so will i have any problems from income tax or so forth? Pls explain me
Hi Sir i am interested to our winning money u r transfer the my indian bank account? Hi Sir i am interested to our winning money u r transfer the my indian bank account. plz tell me your process
Can an Non Resident Indian be called an Indian National? Can anyone please clarify. An Indian National can take an educational loan with any Indian banks in India. If I am a non resident, can I qualify for a loan ?
credit risk management in indian banks? i would like to know that how do banks mange their credit risk?is any kind of rating given to the banks for credit
What does Indian Law state about Mechanic Lien aggreements? The average lien amount or turnover through a Lien in any Indian bank would approximately sum to ........ Rs. ?
Is there a method to transfer money to paypal account through an account from an Indian bank? I want to purchase an item online which asks for a paymet mode through Paypal. I have an online account with SBI (State bank of India), a popular banking chain across India. Can I transfer the equivalent sum from this account to paypal and then make the required payment online? If not, what is the best course of action for such a situation? A practical solution would be highly appreciated. Thanks in advance!
How can I withdraw money from my paypal account to Indian bank? Do I need to have Credit/Debit card? NOTE: I am from Hyderabad. Eagerly waiting for your sincere suggestions, thanks! Can I ask for account payee cheque ?
which one is a better career? Multi- national pharmaceutical company or leading indian bank,? I am right now in pharma sales. have lot of flexibility in work times. I can take rest and work. But completing monthly targets involves putting money from our pocket. Leading Indian bank offering almost double the salary. There work is from 9AM to 9PM. No flexibility in timings. Need to work everyday and round the clock. Please suggest me shall I jump to Bank or continue pharma sales?
Can i refinance my indian education loan in the US? when i came to the US for a masters degree, i obtained a student loan from an Indian bank. this was a loan secured against my family property. i havent started paying it off yet. i want to know if there is a way i can obtain a loan in the US that pays off the loan in India and frees my assets?
How to book train ticket from www.irctc.co.in without holding Indian bank account? I know you can book train ticket from www.irctc.co.in but unfortunatly they only accept indian credit card or indian banking account.As being an NRI somebody can not hold any indian account legally (if i am correct). Is there any way to book online except travel agent ?
Zero Balance Saving and Current Accounts (Indian Banks)? There are few banks in India offering a Zero balance accounts in there banks for saving accounts and now I also heard that ICICI bank is offering a FREE ZERO BALANCE CURRENT ROAMING ACCOUNT as i am not sure what is this and how to go for it and to whome should I contact it as if directly asked in Bank they refuse if there is any Zero Balance facility but there are few Agents whome Banks like ICICI, UTI, CITIBANK has given power to activate zero balance account for there slot of accounts can someone guide me or point me to those who can offer Zero balance Account for Saving and/or Current account Directly with out geting in touch with any bank ????? (MY LOCATION IS MUMBAI) looking forward for lods of answerzzzz :-) Thank in Advance
How long does it take to get my Indian Income Tax Refund via direct deposit? Anyone have any estimated timelines for how long it takes to get my Indian Income Tax Refund via direct deposit to an Indian bank account? I e-filed my ITR-1 and got my ITR-V physically filed in Mumbai.
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